PGP 2021: How to calculate your income
An information to calculating the profits necessities to sponsor your mother and father and grandparents for Canadian immigration.
When you practice to sponsor your dad and mom or grandparents for Canadian immigration, you have to show that you have made sufficient cash to meet the earnings requirement.
The profit criterion for Parents and Grandparents Program (PGP) applicants varies according on the size of your family, the number of people being sponsored, and whether you are sponsoring your household members in Quebec or elsewhere in Canada.
Count household members
The dimension of the household unit is based totally on who you, the sponsor, are presently aiding in Canada, as properly as who you are planning to sponsor.
Immigration, Refugees, and Citizenship Canada (IRCC) will choose to see that you have ample cash to help yourself as properly as your family. When counting how many human beings are in your household for the reason of the PGP, include:
• yourself;
• your spouse, or common-law partner;
• your based children;
• your partner or partner’s established children;
• any different individual you in the past subsidized in the previous for whom you are nevertheless financially responsible;
• the dad and mom and grandparents you favour to sponsor; and
• spouse, partner, and based young people of your parents and grandparents, even if they are no longer going to Canada with them.
Also hold in mind, for the PGP, you can solely sponsor your dad and mom or grandparents and any based youth they have. If their kids are over the age of 22 or in any other case no longer viewed “dependent,” they will have to practice for Canadian immigration below any other program.
Minimum Necessary Income for PGP sponsorship outdoor Quebec
IRCC looks at your earnings for the three consecutive taxation years earlier than you apply. For this year, that skill your annual profits from 2018, 2019, and 2020.
You, the sponsor, are subject to the Minimum Necessary Income (MNI), not your parents or grandparents. If you can’t reach the profit requirements, you can enlist the help of a partner or common-law partner as a co-signer to help you satisfy the project’s requirements.
The MNI is usually estimated based on the IRCC’s Low Income Cut-Off (LICO) estimates + 30%. The MNI for 2020 was created in response to the financial hardships that many Canadians faced during the pandemic.
| Size of Family Unit | MNI 2020 | MNI 2019 | MNI 2018 |
| 2 persons | $32,270 | $41,007 | $40,379 |
| 3 persons | $39,672 | $50,414 | $49,641 |
| 4 persons | $48,167 | $61,209 | $60,271 |
| 5 persons | $54,630 | $69,423 | $68,358 |
| 6 persons | $61,613 | $78,296 | $77,095 |
| 7 persons | $68,595 | $87,172 | $85,835 |
| Each additional person | $6,985 | $8,876 | $8,740 |
If your household brought or misplaced a member inside in these years, then the MNI will observe to the range of humans in the family for that year. If you and your partner had your first toddler in 2019, for example, you’d have to meet the MNI requirements for a three-person family in 2019 and 2020.
In order to show your earnings for these years, you want to supply your Notice of Assessment from the Canada Revenue Agency for every of the three taxation years.
Income necessities for PGP sponsorship in Quebec
If you are dwelling in Quebec, you will have one-of-a-kind earnings requirements. This is because Quebec has greater autonomy over its immigration machine in contrast to different provinces, even if IRCC receives the remaining say on everlasting residency status.
As a sponsor from Quebec, you are presumed to be capable to financially aid your spouse and children if you have met a positive profits requirement over the preceding 12 months. Your partner or common-law companion may additionally be a co-signer if you can’t meet the necessities on your own.
You want gross earnings that is extra than or equal to the sum of the two tables below. The first desk applies to the minimal earnings required of the sponsor simply to help their family. So, if you are a person making use of to sponsor your mother and father for immigration this yr. you will want to have an annual profit of at least $24,602, for example. If it’s just you and your partner, you’ll need $33,209.
For the PGP 2021, the following quantities are required of these making use of. In order to be eligible, you want to have made the following quantities in the 12 months prior to your application:
| Size of Family Unit | Basic annual income required |
| 1 person | $24,602 |
| 2 persons | $33,209 |
| 3 persons | $41,001 |
| 4 persons | $47,156 |
| 5 persons | $52,482 |
| More than 5 persons, for each additional person add | $5,326 |
The 2d desk applies to the loved ones that you are sponsoring. To discover out if you meet the requirement, you have to add something you bought in the preceding desk to the right-side column of the table. For instance, if you’re a solo character that wants to utilise the PGP to sponsor your mother, your profit need is $24,602 + $17,994 = $42,596.
| Additional income required of the sponsor to satisfy the basic needs of the sponsored person and his or her family members | ||
| Number of persons 18 years of age or over | Number of persons under 18 years | Gross annual income required of the sponsor |
| 1 | $8,515 | |
| 2 | $13,496 | |
| The gross annual income required increases by $4,500 for each additional person under 18 years of age. | ||
| Number of persons 18 years of age or over | Number of persons under 18 years | Gross annual income required of the sponsor |
| 1 | $17,994 | |
| 1 | 1 | $24,177 |
| 1 | 2 | $27,300 |
| The gross annual income required increases by $3,121 for each additional person under 18 years of age. | ||
| Number of persons 18 years of age or over | Number of persons under 18 years | Gross annual income required of the sponsor |
| 2 | $26,388 | |
| 2 | 1 | $29,560 |
| 2 | 2 | $31,912 |
| The gross annual income required increases by $2,342 for each additional person under 18 years of age and by $8,389 for each additional person 18 years of age or over. |
Rules about co-signers
If you are having hassle assembly the earnings necessities on your own, you can also be capable to listing your partner or common-law companion as a co-signer. Common-law companions will have to put up a shape to verify common-law popularity alongside with the PGP application.
Regardless of how lengthy you have been together, IRCC will seem to be at the co-signer’s profits for the previous three years if they are from outdoor Quebec, and for the previous 12 months for Quebec residents.
The co-signer ought to additionally meet the equal eligibility necessities as you, the sponsor, and agree to financially take care of your backed mother or father or grandparent for a duration of time. They have to be at least 18, residing in Canada as a Canadian citizen, everlasting resident, or character with Indian status, amongst different criteria.
If you fall brief of your monetary obligations, you and your co-signer will be held equally liable.